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The Most Widely Used e-Wallets in Malaysia that You Have to Install

E-wallet is a payment system on a smartphone app that is used for cashless transactions such as paying for your groceries, restaurant dining, parking, bill, petrol, etc. Except for e-wallet that is linked to your bank account such as MAE, you have to first load your e-wallet with money via credit/ debit card or online banking transfer/ DuitNow. The most commonly used e-wallet apps are Touch ‘n Go, GrabPay, Boost, Maybank E-Wallet (MAE), favePAY.

ewallet qr all

Here are the biggest players and what are the benefits of using their eWallet Apps:

Touch ‘n Go eWallet

tng touch n go e-wallet app

There are 410,000 Touch ’n Go (TnG) eWallet merchants across Malaysia (Source: touchngo.com.my). Check out their merchant listing here. The benefits of installing the Touch ‘n Go eWallet app are that users can also pay for on-street car parking (under municipality of each area), as well as other functions such as Toll, Insurance, Prepaid, Bills, CTOS Report, finance (investment, loan), etc.


TnG eWallet is the most widely used e-wallet in Malaysia, well-accepted by many merchants. No-fuss, easy to use interface, transaction gets through in a breeze compared to other eWallets which have issues like the merchant not receiving the payment though it shows in your screen that payment has been made. 


New users can be confused with the usage of the eWallet and physical TnG card. The eWallet cannot be used for public transport, but can be used to link up the card or RFID tag for paying the toll. 

How to Use Touch ‘n Go Card

How to Reload and Use your Touch ‘n GO eWallet using Credit/ Debit Card or Online Banking

How to Reload your Touch ‘n GO eWallet using cash/ Reload PIN

However you still have to use the physical Touch ‘n GO card for Tolls and public transport (LRT, MRT, Monorail, KTM Komuter and bus). There are two types of TnG Card:

1. Enhanced Touch ‘n Go Card

Buy Enhanced TnG Card Here at RM10

  • With PayDirect™ activated, customers can link their enhanced Touch ‘n Go Cards to their eWallets. The cards can then be used (at selected highways or car parks), then the linked Touch ‘n Go eWallet balance will be deducted.
  • Reload the TnG card first using the TnG eWallet (only the enhanced Touch ‘n Go Card) or other methods (convenience stores, ATM, etc.). Please ensure that your device is Near Field Communication (NFC) enabled if you would like to utilize the Touch ‘n Go eWallet reload feature.
  • You can link the card to your eWallet app to see the transactions history and balance of the card.

2. Normal Touch ‘n Go Card

  • This card cannot be reloaded using the TnG eWallet.
  • You can link the card to your eWallet app to see the transactions history and balance of the card.
  • With PayDirect™ activated, customers can link their normal Touch ‘n Go Cards to their eWallets. The cards can then be used (at selected highways or car parks)



You can set up your Grab wallet instantly by entering your full name, email address, phone number and MyKad/Passport number. To top up, you can use a Credit or Debit card, and via online banking. GrabPay can be used to pay for your e-hailing rides, your bills at your favourite stores as well as for your GrabFood orders delivery. You can also transfer Credits to your family or friends.

To use the GrabPay e-wallet, select the “Payment” button at the bottom of the menu.

grab menu food ride payment

In the same app, you can book a car. First Enter your location and where you would like to go, then select the type of ride for different rates.

MAE by Maybank2u

Scan & Pay at more than 450,000 merchants nationwide (Source: maybank2u.com.my). Firstly, download MAE by Maybank2u from the App Store or Google Play Store. Next, simply tap on the scanner on the Maybank2u MY app or MAE app to Scan & Pay. Payments will be deducted directly from your Maybank account so you don’t have to worry about topping up.

(List of MAE Merchants)


Boost has over 500,000 merchant touch points available nationwide (Source: myboost.com.my), and counting. With this eWallet app you can reload your mobile prepaid credits, get protected with bite-sized insurance plans, shop online, pay your bills, and many more.

DuitNow QR Standard

Website: duitnow.my/QR

DuitNow is not an e-wallet app. However if you see a QR code that says DuitNow, you can use any participating eWallet apps to do the payment; Touch ‘n Go, GrabPay, Boost, MAE, ShopeePay, etc. DuitNow is an interoperable QR standard that allows users in Malaysia to make payments and receive funds from any participating Bank and eWallet with just one QR code. 

DuitNow QR (also known as Malaysia’s National QR code) is a hassle-free and secure instant fund transfer service that lets you make payments and receive funds by scanning DuitNow QR codes. The DuitNow National QR standard is established by PayNet under Bank Negara Malaysia’s Interoperable Credit Transfer Framework (ICTF).



Touch ‘n Go

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